To To I haven't done much to manage this, and it's over at the end of this month. If I ignore him, will I be forced to switch to LPR? I want to choose fixed

------------------------------------------ ICBC -----------
Netizen Reply: To To If you ignore it, you will be transferred to LPR, but your interest rate is recommended not to transfer to LPR.
Netizens reply: To To This post was last edited by Brother Koji at 2020-8-811:56 Wow, why is it so low? . I’m new, and I said verbally that it’s 5.88
Netizens reply: To To Quote: Senior Brother Koji published on 2020-8-811:50 Wow, why is it so low? . I’m new, I said 5.88 verbally, now I’m working on it, and I haven’t come down yet
Netizen Reply: To To Quote: lsza published on 2020-8-811:56 3. My daughter-in-law is a teacher, and the bank of both parties is good, and the interest rate was 3. Machine
Netizen reply: To To Quote: Senior Brother Koji published on 2020-8-811:57 Are you a provident fund?
Netizens reply: To To Ignore the maturity, it will automatically transfer to LPR; it is recommended to contact the bank and transfer it to a fixed rate. This interest rate is very good.
Netizens reply: To To In Northeast China, the provident fund is in 2.x, and commercial loans are now ordinary 4.x mainly because the economy of the Northeast is not good
Netizens reply: To To Quote: Senior Brother Koji published on 2020-8-811:50 Wow, why is it so low? . I’m new, and I said verbally that it’s 5.88
Netizens reply: To To It depends on the length of your loan. If you transfer to lprlpr in July, it will be 4.65. 4.41-4.65=-0.24. Then the annual lpr interest rate update will subtract 0.24. It can be changed for more than 10 years. There is a lot of uncertainty. You don’t need to change it
Netizen reply: To To Quote: lsza published on 2020-8-811:56 3. My daughter-in-law is a teacher, and the bank of both parties is good, and the interest rate was 3. Machine
Netizen reply: To To Why is it so low? I’m too lazy to go to the bank and can choose to fix it directly in the app for less than two minutes
Netizen reply: To To Quote: Senior Brother Koji published on 2020-8-723:57 Are you a provident fund?
Netizens reply: To To Quote: nilvae published on 2020-8-812:12 It depends on the length of your loan. At present, your current is 4.41. If you transfer to lprlpr in July, it is 4.65. 4.41-4.65=-0.24. After that, the lpr interest rate will be updated once a year...
Netizens reply: To To The better the economy, the higher the interest rate, the worse the economy, the lower the interest rate, which stimulates loans to stimulate consumption and feed back the economy The landlord's interest rate is considered low. It is recommended to fix it
Netizens reply: To To Quote: lsza published on 2020-8-812:01 Not a provident fund, but a personal loan from China Construction Bank
Netizens reply: To To Quote: rpsoft published on 2020-8-812:08 The new ones are all high, but your 5.88 is indeed a bit higher, but it's normal. In addition, it is different across the country, and banks will also based on your credit information...
Netizens reply: To To You are 10% off the benchmark interest rate under 4.9, and it is also 10% off the LPR interest rate after converting to LPR.
Netizens reply: To To Quote: s07q published on 2020-8-813:22 The better the economy, the higher the interest rate, the worse the economy, the lower the interest rate, which stimulates loans to stimulate consumption and feed back the economy The landlord's interest rate is considered low. It is recommended to fix it...
Netizens reply: To To Quote: Martin Spicy Published on 2020-8-819:56 You are 10% off the benchmark interest rate under 4.9, and after converting to LPR, it is also 10% off the LPR interest rate.

Label: none